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Take these steps after losing your job

Lose your job? Here’s where to start

Not having a job can be a shock to your system. In cases such as a layoff or furlough, knowing that it’s not personal can help ease the pain. While processing the situation may take some time, it’s best to keep a level head and take immediate steps to put yourself in the best position possible.

Review materials and ask questions

Carefully read through all materials provided to you upon your separation. Ask about severance, bonuses/commissions, your last paycheck, unused vacation time pay, health insurance, retirement plan, and other benefits. Also, find out your actual termination date (for unemployment benefits), and see if you’re eligible to be rehired—and how that might affect severance.

Use all available resources

If your employer offers help with job placement, counseling, or any other resources, be sure to take advantage of them. For example, you may have access to outplacement services, accrued paid time off, and unemployment insurance and/or medical coverage through COBRA.

Keep track of your log ins

Write down your usernames and passwords for your retirement plan, health insurance plan, and any other accounts associated with your employer, so you don’t lose track of them.

Filing for unemployment benefits